Terms of Service

CA Fire Defense — Terms and Conditions CA FIRE DEFENSE

Terms and Conditions of Use Version 1.3 Effective Date: April 28, 2026 Last Updated: April 28, 2026

Welcome to CA Fire Defense. These Terms and Conditions of Use ("Terms") govern your access to and use of the website located at www.cafiredefense.com and any related services, features, content, or applications offered by CA Fire Defense (collectively, the "Platform"). The Platform is operated by CA Fire Defense (referred to as "CA Fire Defense," "we," "us," or "our"). By accessing or using the Platform, you ("you," "your," or "User") agree to be bound by these Terms, our Privacy Policy (available at www.cafiredefense.com/privacy), and any other policies referenced herein. If you do not agree, do not access or use the Platform. PLEASE READ SECTION 13 (GOVERNING LAW; VENUE; DISPUTE RESOLUTION) CAREFULLY. IT INCLUDES A CLASS ACTION WAIVER AND A REQUIREMENT THAT DISPUTES BE BROUGHT IN THE STATE OR FEDERAL COURTS LOCATED IN NEVADA COUNTY, CALIFORNIA.

  1. Acceptance and Modification of Terms

1.1 Acceptance

Your access to or use of the Platform constitutes your agreement to these Terms. If you are using the Platform on behalf of an entity, you represent that you have authority to bind that entity to these Terms. 1.2 Changes to These Terms

CA Fire Defense may update these Terms from time to time. The procedures below apply. (a) Material changes affecting dispute resolution, liability, or fees For changes to Section 7 (Limitation of Liability), Section 8 (Indemnification), Section 13 (Governing Law and Disputes), or any provision that imposes or increases fees on Users, CA Fire Defense will: (i) provide notice by email to the address associated with the User’s account at least thirty (30) days before the changes take effect; (ii) display a prominent in-Platform acknowledgment banner that the User must affirmatively dismiss by clicking "I have reviewed the changes" before continuing to use the Platform; and (iii) post the revised Terms with an updated "Last Updated" date. The acknowledgment banner shall be displayed during the thirty (30) day notice period and shall continue to be displayed after the effective date until the User affirmatively dismisses it. Users who do not log in during the thirty (30) day notice period will be presented with the acknowledgment banner on their next login after the effective date and must affirmatively dismiss it before continuing to use the Platform. A User who does not agree to the revised Terms may terminate their account at any time before or after the effective date in lieu of dismissing the banner, in which case the version of these Terms in effect before the change will continue to govern any dispute that arose before termination. A User’s dismissal of the acknowledgment banner together with continued use of the Platform constitutes acceptance of the revised Terms. (b) Other material changes For other material changes, CA Fire Defense will provide at least thirty (30) days’ advance notice by email to registered Users and by prominent in-Platform notice. Continued use of the Platform after the effective date constitutes acceptance. (c) Non-material changes CA Fire Defense may make non-material changes (such as clarifications, formatting, or contact information updates) at any time by posting the revised Terms with an updated "Last Updated" date. (d) Right to terminate You may terminate your account at any time. The version of these Terms in effect at the time of any prior dispute will continue to govern that dispute. 2. Nature of the Platform

2.1 Marketplace Role

CA Fire Defense operates an online marketplace platform that facilitates connections between California homeowners and property owners ("Homeowners") and independent third-party contractors and service providers ("Service Providers") who perform wildfire-mitigation, vegetation-management, defensible-space, tree-care, ember-resistant landscaping, and related services ("Services"). CA Fire Defense’s usual course of business is the operation of an online marketplace platform. CA Fire Defense does not perform, sell, supervise, direct, schedule, or hold itself out as performing Services. Service Providers are independent contractors with respect to the Homeowners they serve and are not employees, agents, partners, or joint venturers of CA Fire Defense. CA Fire Defense does not control the manner or means by which Service Providers perform their work, set the prices Service Providers charge, or guarantee any outcome. 2.2 No Vetting; No Endorsement

CA FIRE DEFENSE DOES NOT INVESTIGATE, VERIFY, ENDORSE, RECOMMEND, OR GUARANTEE ANY SERVICE PROVIDER OR THE QUALITY, COMPETENCE, LICENSURE, INSURANCE, BACKGROUND, FITNESS, OR LEGAL COMPLIANCE OF ANY SERVICE PROVIDER. Listings on the Platform are submitted by Service Providers and are not vetted, screened, or verified by CA Fire Defense. Homeowners are solely responsible for evaluating Service Providers, including verifying licenses (such as California State License Board licensure), insurance, references, and qualifications, before entering into any agreement or permitting any Service Provider on their property. CA Fire Defense’s display of a Service Provider on the Platform is not a recommendation or endorsement. 2.3 No Professional Advice

Information made available through the Platform, including any general guidance regarding defensible space, fire-hardening, fuel reduction, evacuation planning, or compliance with California Public Resources Code section 4291 or any other law, is provided for general informational purposes only and does not constitute legal, professional, engineering, insurance, or fire-safety advice. You should consult qualified professionals and your local fire authority before making decisions that may affect life or property safety. 3. Eligibility, Accounts, and Termination

3.1 Eligibility

You must be at least eighteen (18) years of age and capable of forming a binding contract under California law to use the Platform or create an account. By using the Platform, you represent and warrant that you meet these requirements. 3.2 Account Registration

To access certain features, you must register for an account. You agree to provide accurate, current, and complete information; to keep your account information updated; to maintain the security and confidentiality of your account credentials; and to notify CA Fire Defense promptly of any unauthorized access. You are responsible for all activity that occurs under your account. 3.3 Account Suspension and Termination

(a) Homeowner accounts CA Fire Defense may suspend or terminate a Homeowner account: (i) immediately, for material breach of these Terms, fraud, threat of harm, or violation of law; or (ii) for any other reason, on fourteen (14) days’ written notice to the email address associated with the account. (b) Service Provider accounts CA Fire Defense may suspend or terminate a Service Provider account: (i) immediately, for material breach of these Terms or any applicable Service Provider Agreement, fraud, misrepresentation, threat of harm, or violation of law; or (ii) for any other reason, on thirty (30) days’ written notice, during which the Service Provider may attempt to cure any alleged deficiency. Termination under this Section is not, and shall not be construed as, employer disciplinary action or a determination of any employment relationship. (c) Effect of termination Upon termination, your right to access the Platform ends. Sections 2.2, 6, 7, 8, 10, 12, 13, 14, 15, and 17 through 20 survive termination. 4. Service Provider Terms

4.1 Independent Contractor Status

Each Service Provider acknowledges and agrees that the Service Provider is an independent contractor and is not an employee, agent, partner, or joint venturer of CA Fire Defense. Service Providers are responsible for: (a) maintaining all required licenses, registrations, certifications, bonds, and insurance, including any California Contractors State License Board ("CSLB") license required for the work performed; (b) compliance with all applicable federal, state, and local laws, including labor and tax laws; (c) the manner, means, scheduling, pricing, and performance of all Services; (d) any subcontractors or workers they engage; (e) their own tools, equipment, and vehicles; and (f) all taxes arising from amounts they receive. 4.2 Platform Standards

Service Providers agree to maintain accurate profiles, respond to Homeowner inquiries within a commercially reasonable time, accurately describe their qualifications and licensure status, and comply with the Platform’s Acceptable Use rules in Section 5. These standards govern participation on the marketplace platform; they do not constitute supervision, direction, or control of the manner in which Services are performed. 4.3 Direct Engagement and Payment

Any agreement for Services is solely between the Homeowner and the Service Provider. CA Fire Defense is not a party to that agreement, does not participate in negotiations, does not set prices, and does not process payment for Services. Homeowners pay Service Providers directly. CA Fire Defense is not a payment processor, escrow agent, or fiduciary with respect to any payment for Services. 4.4 Service Provider Agreement

Service Providers may be required to enter into a separate Service Provider Agreement that governs additional terms specific to their participation on the Platform, including listing and account terms. In the event of a conflict between these Terms and the Service Provider Agreement as to Service Provider participation, the Service Provider Agreement controls. 5. Acceptable Use

You agree not to: • Use the Platform for any unlawful purpose or in violation of these Terms; • Misrepresent your identity, qualifications, licensure, insurance, or affiliation with any person or entity; • Post, transmit, or distribute content that is false, misleading, defamatory, harassing, threatening, hateful, obscene, or that infringes any third-party right; • Attempt to bypass, disable, or interfere with security or access controls; probe, scan, or test vulnerabilities; introduce malware; or attempt unauthorized access to any account, system, or data; • Scrape, harvest, or systematically extract data from the Platform without prior written consent; • Use the Platform to send unsolicited communications, spam, or marketing in violation of applicable law; • Solicit Homeowners or Service Providers off-Platform for the purpose of evading Platform terms or fees; • Use the Platform to discriminate against any person on the basis of any class protected under California or federal law; • Use any automated means (including bots, crawlers, or scripts) to access the Platform, except for properly registered search-engine indexing; or • Use the Platform in any manner that could damage, disable, overburden, or impair the Platform or interfere with any other party’s use. 5.1 Sanctions for Violations

Without limiting any other rights or remedies available to it, CA Fire Defense may, in response to any actual or suspected violation of these Terms or any other policy or agreement between You and CA Fire Defense, take any action permitted by law, including: (a) removing or disabling User Content; (b) limiting, suspending, or terminating Your access to all or part of the Platform; (c) decreasing search rank or visibility of a Service Provider profile; (d) cancelling listings, requests, quotes, or postings; (e) notifying other Users that an account has been suspended or terminated, where reasonably necessary to protect Users or the integrity of the Platform; (f) investigating suspected violations and cooperating with law enforcement, regulators, or other authorities in connection with any investigation or proceeding; and (g) pursuing any legal or equitable remedy available, including injunctive relief. Each party may recover reasonable attorneys’ fees and costs as the prevailing party in any action to enforce these Terms, to the extent permitted by California Civil Code §1717 and other applicable law. CA Fire Defense’s exercise of any one remedy does not waive any other remedy. Failure to act on any violation does not waive the right to act on the same or any other violation in the future. 6. Disclaimers

THE PLATFORM AND ALL CONTENT, INFORMATION, AND SERVICES MADE AVAILABLE THROUGH THE PLATFORM ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CA FIRE DEFENSE EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING: • IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND TITLE; • WARRANTIES THAT THE PLATFORM WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE FROM HARMFUL COMPONENTS; • WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY CONTENT, LISTING, REVIEW, OR INFORMATION ON THE PLATFORM; • WARRANTIES REGARDING THE QUALITY, COMPETENCE, LICENSURE, INSURANCE, BACKGROUND, OR FITNESS OF ANY SERVICE PROVIDER OR HOMEOWNER; AND • ANY WARRANTY BY CA FIRE DEFENSE THAT WILDFIRE MITIGATION SERVICES OBTAINED THROUGH THE PLATFORM WILL PREVENT OR REDUCE WILDFIRE DAMAGE, MEET YOUR EXPECTATIONS, OR COMPLY WITH PUBLIC RESOURCES CODE SECTION 4291 OR ANY OTHER LEGAL REQUIREMENT. Any warranties regarding the quality, workmanship, or efficacy of Services performed by Service Providers, if any, run directly between the Homeowner and the Service Provider and are not made or assumed by CA Fire Defense. Statutory rights. Nothing in this Section 6 or these Terms is intended to disclaim or limit any warranty, right, or remedy that cannot be disclaimed or limited under applicable law, including the Consumers Legal Remedies Act (Civ. Code §1750 et seq.) and the Song-Beverly Consumer Warranty Act (Civ. Code §1790 et seq.). To the extent any such right cannot be disclaimed, this Section shall be construed to disclaim only to the maximum extent permitted by law. 7. Limitation of Liability

7.1 Exclusion of Indirect and Consequential Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CA FIRE DEFENSE AND ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, PROPERTY DAMAGE, OR DAMAGE FROM WILDFIRE OR FIRE-RELATED LOSS, ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE PLATFORM, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER THEORY, AND WHETHER OR NOT CA FIRE DEFENSE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 7.2 Cap on Direct Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CA FIRE DEFENSE’S AGGREGATE LIABILITY FOR DIRECT DAMAGES ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM SHALL BE LIMITED TO THE TOTAL AMOUNTS PAID BY YOU TO CA FIRE DEFENSE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY. YOU ACKNOWLEDGE THAT FOR USERS WHO HAVE PAID NO FEES TO CA FIRE DEFENSE, THIS CAP MAY RESULT IN NO RECOVERY OF DIRECT DAMAGES, AND YOU AGREE THAT THIS ALLOCATION OF RISK IS A MATERIAL TERM OF YOUR USE OF THE PLATFORM AND IS REASONABLE GIVEN THE NATURE OF THE PLATFORM AS A FREE-TO-HOMEOWNER MARKETPLACE. 7.3 Carve-Outs

Nothing in this Section 7 limits liability for: (i) gross negligence, willful misconduct, or fraud by CA Fire Defense; (ii) violation of law by CA Fire Defense; (iii) any liability that cannot be limited or excluded under applicable law, including liability for personal injury or death caused by negligence to the extent non-waivable under California law; or (iv) CA Fire Defense’s indemnification obligations, if any, under Section 8. 7.4 Jurisdictional Limits

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IN SUCH JURISDICTIONS, THE LIMITATIONS ABOVE APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW. 8. Indemnification

To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless CA Fire Defense and its officers, directors, employees, contractors, and agents (the "Indemnified Parties") from and against any third-party claims, demands, actions, and proceedings, and any reasonable attorneys’ fees and costs actually incurred in connection therewith, arising out of: • Your breach of these Terms; • Your violation of any law or the rights of any third party; • Your User Content or your use of the Platform; • For Service Providers: the performance, non-performance, or defective performance of Services arranged through the Platform, and any injury, property damage, or loss arising therefrom; and • For Homeowners: any agreement, dispute, payment, or interaction between you and any Service Provider. 8.1 Exclusions

You shall have no obligation to indemnify any Indemnified Party for any claim to the extent arising out of: (a) the gross negligence, willful misconduct, or fraud of an Indemnified Party; (b) an Indemnified Party’s violation of law; (c) an Indemnified Party’s breach of these Terms; or (d) any claim asserted by an Indemnified Party against you. 8.2 Procedure

CA Fire Defense shall (i) promptly notify you in writing of any claim for which indemnification is sought, (ii) permit you to control the defense and settlement of the claim with counsel reasonably acceptable to CA Fire Defense, and (iii) reasonably cooperate in the defense at your expense. CA Fire Defense may participate in the defense with its own counsel at its own expense. You shall not settle any claim that imposes any non-monetary obligation on, or admission of liability by, an Indemnified Party without prior written consent. 9. Intellectual Property

9.1 Platform Content

The Platform, including its software, text, graphics, logos, images, and arrangement, is owned by CA Fire Defense or its licensors and is protected by copyright, trademark, and other laws. CA Fire Defense grants you a limited, revocable, non-exclusive, non-transferable license to access and use the Platform for its intended purposes, subject to these Terms. 9.2 User Content License

"User Content" means any content you submit to the Platform, including profile information, listings, photographs, reviews, ratings, and communications. You retain ownership of your User Content. You grant CA Fire Defense a worldwide, non-exclusive, royalty-free, sublicensable, transferable license to host, store, reproduce, modify (for formatting), display, distribute, and use your User Content solely to operate, promote, and improve the Platform. This license survives termination for User Content that has been shared with other Users. 9.3 Representations

You represent and warrant that you own or have all rights necessary to grant the license in Section 9.2 and that your User Content does not infringe or violate any third-party right. 9.4 Feedback

If you provide suggestions, ideas, or feedback to CA Fire Defense, you grant CA Fire Defense a perpetual, irrevocable, royalty-free license to use that feedback for any purpose without obligation to you. 10. Reviews and Ratings

10.1 Honest Reviews

Users may post reviews and ratings of Service Providers. Reviews must be honest, based on actual experience, and free of personal attacks, threats, slurs, or knowingly false statements. CA Fire Defense reserves the right (but assumes no obligation) to remove reviews that violate these Terms, the Acceptable Use rules in Section 5, or applicable law. Any such action does not waive the protections of 47 U.S.C. §230. 10.2 Consumer Review Protections

Consistent with California Civil Code §1670.8 and the federal Consumer Review Fairness Act, 15 U.S.C. §45b, CA Fire Defense will not penalize Users for posting truthful reviews. Service Providers may not require Homeowners, as a condition of service, to waive the right to make consumer reviews of the Service Provider, and any such waiver is void. 11. Copyright Notices (DMCA)

CA Fire Defense complies with the Digital Millennium Copyright Act, 17 U.S.C. §512 ("DMCA"). If you believe content on the Platform infringes your copyright, send a written notice to CA Fire Defense’s designated agent that includes: • A physical or electronic signature of the copyright owner or authorized agent; • Identification of the copyrighted work claimed to be infringed; • Identification of the allegedly infringing material and information sufficient to locate it on the Platform; • Your contact information (address, telephone, email); • A statement that you have a good-faith belief that the use is not authorized by the owner, agent, or law; and • A statement, under penalty of perjury, that the information in the notice is accurate and that you are the owner or authorized to act on the owner’s behalf. Designated Agent: CA Fire Defense. Mailing address available upon request by emailing [email protected]. Email: [email protected]. Counter-notification. If your content was removed and you believe the removal was in error, you may submit a counter-notification under 17 U.S.C. §512(g) to the designated agent. Repeat infringers. CA Fire Defense will, in appropriate circumstances, terminate the accounts of Users who are repeat infringers. 12. Privacy

Your use of the Platform is subject to our Privacy Policy, available at www.cafiredefense.com/privacy, which is incorporated by reference. The Privacy Policy describes how CA Fire Defense collects, uses, shares, and protects information, and how you can exercise rights under applicable privacy laws, including the California Consumer Privacy Act (as amended by the California Privacy Rights Act). In the event of a conflict between these Terms and the Privacy Policy as to data practices, the Privacy Policy controls. 13. Governing Law; Venue; Dispute Resolution

13.1 Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Platform shall be governed by the laws of the State of California, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply. 13.2 Informal Resolution; Mandatory Pre-Suit Notice

Before initiating any formal proceeding, the party with a dispute shall send written notice to the other party that includes: (a) the party’s name, address, email, and account identifier (if any); (b) a detailed description of the dispute and the claims asserted; and (c) the specific relief sought, including a calculation of any damages. Notice to CA Fire Defense shall be sent to the address in Section 20. The parties shall attempt in good faith to resolve the dispute for sixty (60) days following delivery of the notice. If either party requests in connection with such notice, the other party shall participate in a single, individualized telephone settlement conference of reasonable duration to discuss possible resolution of the dispute. If a party is represented by counsel, counsel may also attend. There is no cost to participate. Compliance with this Section 13.2, including any requested telephone settlement conference, is a mandatory condition precedent to filing suit. Any applicable statute of limitations shall be tolled while the parties engage in this informal resolution process. A court of competent jurisdiction shall have authority to enforce this condition precedent, including by enjoining the filing or prosecution of any action commenced before the parties have completed this process. 13.3 Exclusive Venue

Subject to Section 13.2, the state and federal courts located in Nevada County, California shall have exclusive jurisdiction over any action arising out of or relating to these Terms or the Platform, and each party consents to personal jurisdiction and venue in those courts and waives any objection based on inconvenient forum. 13.4 Class Action Waiver

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EACH PARTY AGREES THAT ANY DISPUTE SHALL BE BROUGHT IN THE PARTIES’ INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. THE PARTIES WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION AGAINST THE OTHER. This Section 13.4 does not waive any non-waivable representative claim under California law, including any claim under the Private Attorneys General Act ("PAGA") to the extent applicable; any such non-waivable claim shall be litigated in court after all individual claims have been resolved. If this Section 13.4 is held unenforceable as to any claim, that claim shall be severed and litigated in court, and the remainder of this Section 13 shall remain in effect. 13.5 No Jury Waiver

The parties acknowledge that under California law (see Grafton Partners L.P. v. Superior Court (2005) 36 Cal.4th 944), pre-dispute jury waivers are not enforceable. Nothing in this Section 13 waives any party’s right to a jury trial. 13.6 Equitable Relief

Notwithstanding Section 13.2, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of intellectual property rights or confidentiality obligations. 14. Assumption of Risk; Wildfire-Specific Acknowledgments

You acknowledge and agree that: • Wildfire risk in California is significant, dynamic, and cannot be eliminated. No service, product, or activity can guarantee that a structure or property will survive a wildfire. • Defensible space, vegetation management, fuel reduction, and fire-hardening reduce but do not eliminate wildfire risk. Conditions including weather, terrain, fuel loads, ember cast, and fire behavior may cause damage despite proper mitigation. • Compliance with Public Resources Code §4291 and other defensible-space requirements is the legal duty of the Homeowner. Use of the Platform does not transfer or discharge that duty. • Tree work, vegetation removal, and similar activities involve inherent risks, including risks of property damage, injury, and death. Homeowners are responsible for ensuring that any Service Provider they engage carries appropriate licensure and insurance. • You assume all risks of using the Platform and of engaging any Service Provider you find through the Platform, except to the extent any such risk arises from CA Fire Defense’s gross negligence, willful misconduct, or fraud. 15. Third-Party Services and Links

The Platform may contain links to third-party websites, services, or content (including weather alerts and fire-information feeds). CA Fire Defense does not control and is not responsible for any third-party services or content. Your use of third-party services is at your own risk and subject to the third party’s terms. 16. Force Majeure

Neither party shall be liable for any failure or delay in performance to the extent caused by circumstances beyond its reasonable control, including acts of God, wildfire, evacuation orders, Red Flag Warnings, Public Safety Power Shutoffs, earthquake, flood, severe weather, pandemic or epidemic, war, terrorism, civil unrest, governmental action, labor disturbance, internet, telecommunications or utility failure, or denial-of-service attack. The affected party shall use reasonable efforts to resume performance. 17. Notices

CA Fire Defense may give notice to you by email to the address associated with your account, by posting on the Platform, or by other reasonable means. You may give notice to CA Fire Defense at the address in Section 20. Notices are effective upon delivery (for email and Platform postings) or upon receipt (for mail). 18. Assignment

You may not assign or transfer these Terms or any rights or obligations under them without CA Fire Defense’s prior written consent. CA Fire Defense may assign these Terms in connection with a merger, acquisition, financing, sale of assets, or by operation of law. Any attempted assignment in violation of this Section is void. 19. General

19.1 Entire Agreement

These Terms, together with the Privacy Policy and any Service Provider Agreement, constitute the entire agreement between you and CA Fire Defense regarding the Platform and supersede all prior or contemporaneous communications and proposals on that subject. 19.2 Severability

If any provision of these Terms is held unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if it cannot be so modified, severed, and the remaining provisions shall remain in full force and effect. 19.3 No Waiver

No failure or delay by either party in exercising any right under these Terms shall operate as a waiver. No waiver is effective unless in writing and signed by the waiving party. 19.4 No Agency

Nothing in these Terms creates any agency, partnership, joint venture, employment, or franchise relationship between the parties. 19.5 Headings; Interpretation

Headings are for convenience only. "Including" means "including without limitation." References to sections include subsections. 19.6 Electronic Communications

You consent to receive communications from CA Fire Defense electronically. Electronic communications satisfy any legal requirement that communications be in writing. 19.7 Notice for California Users

Under California Civil Code Section 1789.3, California Users are entitled to the following consumer rights notice: This Platform is operated by CA Fire Defense. The mailing address of CA Fire Defense is available on request to [email protected] and will be provided upon request. The price for use of the Platform is currently free to Homeowners. Complaints regarding the Platform or requests for further information may be sent to [email protected]. The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 N. Market Blvd., Suite N-112, Sacramento, California 95834, or by telephone at (800) 952-5210. 20. Contact Information

CA Fire Defense Mailing address available upon request. Email (legal and notices): [email protected] Email (general support): [email protected] Email (DMCA): [email protected] — End of Terms and Conditions —